General insurance
Property
Protect your assets from unexpected events
Start From
IDR 100.000/year
Hubungi Kami
Insurance Simulation
How To Claim
Why Choose Us?
Property Protection
Loss Compensation
Disaster Protection
It is an unnamed perils fire insurance policy, which provides coverage for all risks that occur to the insured property and interests, except for the risks contained in the exceptions, namely:
- Machine damage due to use.
- Wear, tear, and gradual.
- Due to the nature of the object or goods themselves.
- Nuclear, atomic reactions, radioactive, and the like.
- War (including civil war).
- Property in transport or located elsewhere.
- Waterbome or airbome property.
- Disappeared without apparent cause.
- Testing involving abnormal conditions or deliberate overload.
- Malicious intentions of insured persons or workers.
Benefits
- PAR for non-industrial buildings such as offices, houses, hospitals, schools, etc.
- IAR for industrial buildings such as factories, warehouses, shops, malls, etc.
Other Information
Details you need to know
The insurance value is adjusted to the value of the building when it is rebuilt. The value of the building contents is also seen from the current market price.
The policy can be cancelled on a pro rata basis. The premium refund will also be calculated on a pro rata basis provided that you never make a claim (ZERO claim).
Still valid. Simply by informing us of the new location, we will file a change of location. However, if the location changes but does not inform us, then we cannot guarantee the claim that occurs.
The policy is only valid if it is still under the responsibility of the Insured. If the property has changed hands, it cannot be guaranteed, unless the name of the Insured on the policy has been transferred.
Artwork or antiques cannot be used as collateral.
To find out more about how to insure your home, you can contact our Hotline at the office telephone number (021 – 7986129) during working hours 08.00 - 17.00.
There are 2 types of property insurance policies, namely Fire Insurance and Property All Risk Insurance. In the Fire Insurance policy, only fire, lightning strikes, explosions, damage from aircraft and damage from smoke can be guaranteed.
While in Property All Risk insurance, the guaranteed includes theft, being hit by a vehicle and others, except for the risks listed in the policy
To submit a claim, please contact our Hotline at the office telephone number (021 – 7986129) during working hours 08.00 - 17.00.
The first thing you can do is contact us, because our claims division will inform you about the data needed according to the type of claim submitted.
With additional rates, additional risks that can be covered include riots, floods and earthquakes.