General Insurance
Engineering
Protection for various users or owners of production and utility machinery, electronic equipment, owners and contractors of construction and installation projects.
Start from
IDR 100.000/year
Contact Us
How To Claim
Why Choose Us?
Loss Protection
Project Safety
Contractor Credibility
Coverage Options:
- Contractor’s All Risk (CAR): Coverage for building, road, bridge construction projects.
Extent of Coverage:
Complete protection against loss or damage that may be faced by a construction project, including claims from other parties who suffer losses due to the project.
- Erection All Risk (EAR): Coverage for machinery installation projects.
Complete protection against almost all losses and damage that may occur during the installation of machinery, including claims from other parties who suffer losses due to the installation activity.
- Machinery Breakdown (MB): Coverage for various types of machinery and utility equipment during operation.
Other Information
Details you need to know
CAR/EAR is a type of insurance that provides guarantees for construction projects for high-rise buildings, factories, facilities and infrastructure (roads, bridges, etc.) or machine installations, including renovation work on buildings.
CAR focuses on construction, while EAR focuses on machine installation or commissioning.
There are 2 types of coverage:
Material Damage: A policy that covers unexpected and sudden physical loss or damage caused by anything other than those specifically excluded, in connection with the building or construction process.
Third Party Liability: A policy that covers legal liability to third parties, in connection with the implementation of the work. This includes bodily injury, property damage and legal costs and expenses.
The initial documents required are:
- Contract Agreement Letter.
- Time Schedule.
- Layout Plan.
- War, terrorism, nuclear and radioactive.
- Intentional acts by the Insured.
- Total or partial work stoppage.
- Business interruption, including penalties, losses due to delay.
- Design errors.
- Cost of replacing or repairing defective materials and bad workmanship.
- Wear, corrosion, nature of the goods themselves.
- Electrical or mechanical damage to construction equipment or machines.
- Damage to public vehicles.
- Damage to files, drawings or records.
The first thing you can do is to contact our Claims division at the office telephone number (021 - 798 6129) during working hours 08.00 - 17.00 and we will inform you.